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Business Essentials: Everything you want to know about buying or refinancing a home during the Pandemic

GUEST SPEAKER:  Ray Avanzino, Stearns Mortgage

Ray Avanzino has been in the mortgage industry for over 18 Years.  As a Producing branch manager at Stearns Lending he enjoys helping home owners buy and/or refinance homes.  He is also responsible for managing other mortgage loan officers in two offices, San Mateo and Campbell.  Stearns Lending has been around for 30 years and has over 100 offices all over the US.  Ray Avanzino is a California native, born in SF, CA and now resides in Belmont, CA.  Ray Avanzino has been a San Mateo Chamber member for almost 20 years and a BRN(Business Referral Member) for 15 years.
 
Whether you are on the hunt for your first home, been down the homebuying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender and Mortgage Loan Originator for you. My top priority is to provide you with the insights, loan options, tools and support to deliver a customized, straightforward and pleasant experience.  Visit my web site for tools, calculators, articles  www.RayAvanzino.com
 
Since the Pandemic/Shelter in place began back in March, like most industries, the mortgage industry has had to make the proper adjustments.  The mortgage refinance market and purchase market has been active during this period but adapted to the times.  Some lending guidelines have been affected and more strict to minimize the risk to borrowers and lenders.  Other products that may have been offered in the past, are temporarily on hold during these times.  The CARES Act(Coronavirus Aid, Relief, and Economic Security Act) was passed to help homeowners get through this period and includes forbearance options due to Covid-19.  Join us to get the latest updates:

 
Þ The state of the mortgage and real estate market
Þ Interest Rate trends
Þ Lender guidelines and product options since Covid-19
Þ The top 10 high risk industry’s that lenders are looking at
Þ All about Forebearance and how it affects you
Þ How Appraisals and Escrow’s are treated
 
=======================
For admission, please ensure your Zoom screen name matches your registration name.

Topic: Business Essentials: Everything you want to know about buying or refinancing a home during the Pandemic 
Time: Jul 16, 2020 10:00 AM Pacific Time (US and Canada)

Join Zoom Meeting
https://us02web.zoom.us/j/89402718255?pwd=U2pVQjJGYm81Mmk2NVhEOXcvSXdLdz09

Meeting ID: 894 0271 8255
Password: 579101
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+16699009128,,89402718255# US (San Jose)
+13462487799,,89402718255# US (Houston)

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Date and Time

Thursday Jul 16, 2020
10:00 AM - 10:30 AM PDT

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    3 East 3rd Ave, Ste 225
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